Health Insurance

Whether or not you have insurance does not effect your eligibility for VA health care benefits.

If you are receiving care for a nonservice-connected condition and have health insurance, your insurance carrier will be billed. VA does not bill your health insurance carrier for VA-adjudicated service-connected disabilities. An adjudicated service-connected disability is one that VA has determined was incurred or aggravated in the line of active duty. If you are a veteran in priority group 7, providing us your insurance information will allow us to bill your insurance carrier, which may offset part or all of your copayment. The law requires VA to bill private health insurance companies for all care provided for veterans' nonservice-connected disabilities. VA's medical care budget is supplemented by the amount VA is able to collect from private health insurance carriers. 

You will NOT be responsible for any unpaid balance that the insurance carrier does not pay except for VA copayments. In addition, many insurance companies will apply VA health care charges toward the satisfaction of your annual deductible. 

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